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  • caroig 
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  • Joined: 26 Mar 2006 
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  • Location: Enguera, Spain 
As many others, I've received documentation from the UK tax office regarding pension top up.
To receive a full UK state pension you used to have to have made 44 years of contributions for men and 39 years for women.
The new pensions bill will probably only require 30 years of contributions to qualify.
So if you are thinking of topping up, then hang on and check the legislation. There is a BBC Radio 4 Money Box on this subject this coming Saturday.

You can get a full pension statement from the Department of Work and Pensions - the form is a BR19.
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  • belindamary 
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This is very good advice.

However, I just wanted to point out that the new legislation is for those people who reach State Pension age AFTER 6 April 2010.

Those who reach retirement age before this (like me, in January 2010) will still be under the old 39/44 year rule. I have one more year of contributions to pay.

Hope this helps.
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  • pueblopedro 
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  • Location: Andalucia, Spain 
It's a good idea to apply for a pension forecast. This will inform you fully of your current situation regarding contributions, and also advise you whether or not you require top ups.

As well as planned new rules regarding qualifiaction years, there are plans to introduce 'compensation top ups' for years spent bringing up children, when work/contributions were impossible.

The form for forecast applications (CA3638) can be found here:

http://www.hmrc.gov.uk/cnr/index.htm
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