I have 'retired' early entirely through choice. I have a private pension and receive interest from a capital investement. (House sale). I have sufficient funds to enable me enjoy a decent but not, in any way, extravagent life style.
I have not paid any UK NI contributions for almost 4 years. I am 54 years old and in good health. (I worked in the UK from 1972 to 2005 and paid full NI but have paid nothing since 2005)
I move to Gozo very soon into a rented flat and I will need to rely on the Bilateral Healthcare agreement for medical care and both ID card & residency applications
My status, so to speak, in gozo, will be:-
Not paid any NI in UK for 4 years
I DO hold an EHIC card.
I cannot get either E106 or E121, due to age & NI arrears.
I will not be working nor paying NI contributions in Gozo.
Is the bilateral agreement reliable or should I look at private healthcare insurance, which would really stretch the budget.
Also is the Bilateral agreement accepted in Ord. residency applications?
Many thanks in anticipation