It is currently Sat 23 Jan 2021 05:30 GMT
Change font size

Health and medical matters

B.C. Medical Service Plan

Let's hope you'll feel better when you've looked in here!

B.C. Medical Service Plan

Postby Phil&Ang » Sun 19 Mar 2006 14:37 GMT

Hi everybody,

Can anyone shed light on the way the MSP in British Columbia works.
After scanning the net for information about it we cannot seem to find whether essential medical surgery (if required) is covered under this plan. If yes, is there a limit to the amount allowed per procedure, and how many times. If no then how are these things covered?

Is it as confusing as it appears at first sight (or are we being stupid!). We want to work out to what extent medical insurance is necessary to cover such things as essential surgery or treatment.

Thanks

Phil&Ang :?
Reminder: Premium Membership is required for access to private messages. Sign up now!
Posted by:
Phil&Ang
Free member
 
Posts: 9
Joined: Sun 12 Feb 2006 17:29 GMT
Location: Northants UK

Postby Graeme » Sun 19 Mar 2006 16:46 GMT

Hi Phil and Ang:
Essential medical surgery is covered fully, provided you have completed your first 3 month residency. Once covered by MSP you are fully covered. The only proviso I would add is that if the surgery you require is not offered in BC then you may be sent to Alberta or the states, and of course there is a waiting list for everything medical in BC. There is no limit on re-occurances provided they are medically neccessary. You do not require supplemental insurance at this time in BC.
Hope this helps.

:)
Graeme
Hungry for magazines from Britain? Visit the main web site at http://www.britishexpat.com and satisfy that craving!
Posted by:
User avatar
Graeme
Site Admin
 
Posts: 2129
Joined: Wed 1 Oct 2003 02:14 GMT
Location: British Columbia, Canada.

Postby Phil&Ang » Sun 19 Mar 2006 17:55 GMT

Thanks Graeme that's very helpful! :)

Phil
Reminder: Premium Membership is required for access to private messages. Sign up now!
Posted by:
Phil&Ang
Free member
 
Posts: 9
Joined: Sun 12 Feb 2006 17:29 GMT
Location: Northants UK

Postby jessica » Mon 20 Mar 2006 12:56 GMT

From my friend in BC

I found a bunch of info here: http://www.healthservices.gov.bc.ca/msp ... /faqs.html

As far as I know, BC residents are legally required to enroll with MSP. If you have a job with medical coverage, then you fill out a form at work and they do the rest, with premiums automatically deducted from your paycheque. Otherwise, you fill out a form and enroll yourself. If you are low-income, coverage is free, and you get a lot of extras like dental, prescription coverage, and so forth.

Otherwise, all essential services are covered, regardless of cost. Some of the extras aren't covered, like eye exams for adults aged 19-65, or private hospital rooms, but otherwise it's really easy. You just get a CareCard, which you show whenever you go anywhere, and they do the rest.

The only issue with surgery would be that there could be a waitlist, like elsewhere in Canada. The BC government always tries to tell us that our waiting times for surgery are below the national average, but who knows.
"Cheese is nice and jumping is fun" Libby (age 3)
Posted by:
jessica
Supporter
 
Posts: 1092
Joined: Tue 16 Mar 2004 19:34 GMT
Location: London, Ontario

Postby Phil&Ang » Mon 20 Mar 2006 19:19 GMT

dear jessica

thankyou very much for your reply, and taking the time to answer so swiftly - the same for greame !! your answers certainly help to fill in the gaps & clarify alot of points. we are trying to assertain as much as possible about BC & canada provincial systems etc, before we hopefully get the green light for visas ( goodness knows when!!). it certainly has helped having such a forum to ask those in the know & have a contact
in the big yonder, as we dont know anybody out there yet. we are planning a fact finding trip at end of may, so we will then , hopefully have touched the proverbial base!!! speak soon as i have many more questions!!
ang & phil
Reminder: Premium Membership is required for access to private messages. Sign up now!
Posted by:
Phil&Ang
Free member
 
Posts: 9
Joined: Sun 12 Feb 2006 17:29 GMT
Location: Northants UK

Postby ccat » Tue 19 Sep 2006 01:34 GMT

A word of advice, when you get to BC, the "Welcome to Canada" booklet says you can pick up a medical insurance application form from 'any doctor, pharmacy, or hospital'.

Well we tried all 3 today and thats just not true !! In the end we downloaded the application forms from the internet (see weblink above) and you just fill them out and post them !

So, if you want to save yourself some time - print the forms off at home and bring them with you.

Good luck ! :)
Reminder: Premium Membership is required for access to private messages. Sign up now!
Posted by:
ccat
Free member
 
Posts: 60
Joined: Tue 6 Dec 2005 10:09 GMT
Location: Cambpell River


Return to Health and medical matters



cron