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Housing/Property

HOA/Maintenance Fees

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HOA/Maintenance Fees

Postby georgio_93 » Fri 9 Jan 2009 09:44 GMT

I hope I am in the right forum here:


Are there any maintanence fees associated with owning property in Malta every month?



If so, what types of property? IE. Apartments/Penhouses, Maisonettes, Terraced Houses, Houses of Character, Villas etc.

Also, what is the cost of refuse/garbage tax? How is this levied?
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Postby gozomark » Fri 9 Jan 2009 09:47 GMT

Hi Georgio, and welcome to the forum

Also, what is the cost of refuse/garbage tax? How is this levied? - zero - is paid for out of general taxation :D

Are there any maintanence fees associated with owning property in Malta every month? - what do you have in mind ? there is no property tax, or council tax
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Postby georgio_93 » Fri 9 Jan 2009 10:26 GMT

Hi there. Thanks for the prompt reply.

Maintenance fees or HOA is what they are called in the US abbreviated for Home Owners Association. It is a fee that you have to pay every month to an association. Some Homes/Apartments have this fee every month and older homes do not. This association regulates what you can do to the exterior of the property in terms of rennovation. You also cannot sell your home without the approval of the association and your dues must be paid up to date. It sometimes covers house insurance (exterior only) and the use of community facilities such as a pool, spa, park or golf course etc.

I hope there is not such a thing in Malta! :D
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Postby gozomark » Fri 9 Jan 2009 10:32 GMT

ah, OK

in general - for a house, nothing

for an apartment in a block there is likely to be a small service charge eg for electricity in communal area, and cleaning of communal areas. If there is a lift and pool, then something to pay there as well. There could be a common building insurance policy, and possibly ground rent, but likely to be very low.
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Postby georgio_93 » Fri 9 Jan 2009 22:13 GMT

So when you say house... you mean the following:

house of character
villa
terraced house
farmhouse

Pretty much everything but an apartment/penhouse correct?
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Postby gozomark » Fri 9 Jan 2009 22:41 GMT

in general, yes :D
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Postby georgio_93 » Sat 10 Jan 2009 01:57 GMT

Thanks a lot gozomark!
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Postby stuartd1 » Sat 10 Jan 2009 02:59 GMT

In your earlier post, Georgio,, you mentioned the HAO restricting alterations. I remember someone telling me that if you buy older houses on in Malta and wish to alter them substantially, you may have to wait a substantial time before receiving approval. Mark you would know better.
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Postby gozomark » Sat 10 Jan 2009 07:12 GMT

some older houses have protected status (as in many countries). For example, a house near me - the owners wanted to demolish it, and rebuild. MEPA (planning authorities) insisted they kept the front facade. We would face the same, but when we changed some of the internal walls we didn't require permission.

There are some conservation areas (I think much of Mdina is one, as are parts of Valletta and Victoria) where restrictions are tighter
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Postby georgio_93 » Sun 11 Jan 2009 05:51 GMT

If Malta is anything like my home country of Italy, I think I will avoid rennovations all together. I am not concerned too much with the regulations since I wouldn't attempt to rennovate anything major. I just wouldn't want to be forced into purchasing property that had community fees but since it seems like the majority of property does not have this... than I will stick with the terraced homes or something of the sort.
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