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Money matters

HSBC credit card

No, really... it does!
But does it matter more in Malta than at home?

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HSBC credit card

Postby PeaCakes » Fri 23 Aug 2013 10:30 GMT

I have had an HSBC account for a few years. Mostly used for drawing cash when on holiday. We have Quick Cash cards.
When we come over permanently we would need a credit cards also.
We have a good credit record in UK but would we be eligible for a credit card if no regular income? Just some living funds in the account. I have a few years until our pensions are due to start.
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Postby gozomark » Fri 23 Aug 2013 10:32 GMT

They might well ask you to maintain a balance equiv to the credit limit
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Postby richardweninger » Fri 23 Aug 2013 12:51 GMT

They might ? In our case they did , which is rediculous! I give them the money they can give me on a credit card interest free !

Of course we didn't care less as we have decent credit cards from other countries so we declined their offer -)))

Only in Malta ......
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Postby PeaCakes » Tue 24 Sep 2013 20:50 GMT

richardweninger wrote:They might ? In our case they did , which is rediculous! I give them the money they can give me on a credit card interest free !

Of course we didn't care less as we have decent credit cards from other countries so we declined their offer -)))

Only in Malta ......


Thank you........I know what to expect now.
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