do we need private health insurance

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do we need private health insurance

Postby JillyB » Sun 24 Jan 2010 23:46

would we need private health insurance for doctors and dentists or does NZ have some kind of NHS
JillyB
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Postby Toonster » Mon 25 Jan 2010 00:49

Right....

From what I have seen, (having not had to use the health system so far (touch wood)), you do have to pay for GP's visits, prescriptions and dentists. If you are outside of Wellington, you would have to pay for an ambulance (here it runs almost as a charity, so is free at point of need). Emergency hospital visits are free, and if you are referred by your GP, you can get other treatment for free or subsidised.

New Zealand also has the ACC (Accident and Compensation Commission), which provides compensation if you have an accident (you are not allowed to sue another individual for compensation, which gives a wonderfully relaxed attitude compared to the litigation culture that is around in the UK and US!) , however, there are concerns about abuse of the system, and it may be scaled back in the future.

However, having insurance is a good idea, and a lot of employers offer membership (either free or subsidised) of a health insurance as part of their benefits.
Living in Windy Welly!
Timescales for PR Application: EOI December 2008; ITA submitted April 2009; PR granted end June 2009.
All posts are my own opinion and not meant to offer any formal visa or emigration advice.
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Postby JillyB » Mon 25 Jan 2010 15:42

IM JUST CONCERNED,MAINLY, FOR MY 2 BOYS - 12 AND 2 YEARS OLD AND VISITS TO THE DOCTORS/DENTISTS,THANKYOU
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