If you are going to be actively trading the FX from your foreign currency salary back into Sterling for example it makes sence to transact once a month, which means with FX rate fluctuations, you will ‘average in’ at a fair level.

If you hold all your pay in foreign currency and do it in one lump sum, you can either make significant gains, or you could lock in a decent loss depending on the FX when you convert your money.

If you have a view on the currency that you are being paid in then it will pay to try and trade this to fit your view, but agree with the article that states you should look beyond your account, set up an FX brokerage account, which should give you tighter bid-offer spreads and less fee’s.